Collect & Make


Get access to SEPA, SWIFT, and local payment networks. Perfect for scaling businesses, paying suppliers like a local, and receiving payments from anywhere.

Operational Account


Gather money for all the ongoing expenses that your business normally has. It’s money you’ll need for your company’s day-to-day operations, like utility bills and office supplies etc.


Settlement Account


All the third-party funds from multiple payment methods and service providers you have integrated are aggregated seamlessly and channelled to a single settlement account.


Crypto Account


Start accepting cryptocurrency today to get access to 500 million new customers worldwide.

All payments facilitated are fully decentralized and peer-to-peer. This means that the cryptocurrency goes directly from your wallet to a wallet that is only accessible by the customer. At no point in this flow does anyone except the merchant, including Senmo, have access to these funds.


Frequently Asked Questions

Whether you’re looking to set up a business account for the first time, or are exploring your options for finding a new banking solution, there’s a lot to consider. We’ve complied the answers to 8 of the most frequently asked questions about merchant processing services. 

What accounts do you offer?

We offer a dedicated IBAN with EUR currency. We are in the process and developing also GBP and USD accounts which will be released in Q4/2022.

How can I open an account? What is the process?

Step1: You can visit our website and click on “Contact Us” on the side menu on the right side.

Step2: Fill up all the details on the form and on “Choose Service” select the business banking and submit the form.

Step3: Our relationship manager will get in touch with you for support.

What is the price for opening an account? What is the fee structure?

When you follow the above guide our relationship manager will provide you with all the fees based on your industry.

How long does it take to open a new account?
If the company documentation gathering does not take much time, then you can expect to receive your account in less than two weeks.
What countries do you accept?

We accept companies that are registered in the EU. The EU countries are Austria, Belgium, Bulgaria, Croatia, Republic of Cyprus, Czech Republic, Denmark, Estonia, Finland, France, Germany, Greece, Hungary, Ireland, Italy, Latvia, Lithuania, Luxembourg, Malta, Netherlands, Poland, Portugal, Romania, Slovakia, Slovenia, Spain, and Sweden.


Do you service only businesses?

Our main focus is on businesses. We do not have any plans to provide personal accounts except through our API services.

I cannot complete part of my application. Can you help?

Once you start onboarding with Senmo you are assigned a dedicated relationship manager and onboarding specialist. Both people are properly trained and hold sufficient knowledge to help you proceed. Feel free to ask questions that we will happily answer.


Can I give access to a new account user?

Yes! You can add additional users by contacting your dedicated onboarding specialist or by contacting 

Empower your payments today

Scale your business with us and start accepting, collecting, and making payments through our extensive knowledge, and deep relationships with issuers and financial institutions.